I was on a financial goal setting site called LifeSpace and saw an article about Financial Mastery Made Simple
I recommend that everyone check it out. As of this writing it contains tips on how to get your finances in order and the first 6 steps of the process include setting a budget, getting proper insurance, funding retirement accounts, reducing debt, tightening expenses and finding a better paying job.
LifeSpace provides step-by-step templates to help you manage these financial goals.
Check it out!